Company Research
Atlantic American (NAS: AAME) Enter ticker symbol:  
Company Information
Description: Atlantic American Corp is a US-based holding company operating through its subsidiaries in specialty markets within the life and health and property and casualty insurance industries. The company provides property and casualty insurance including bodily injury and property damage liability coverage, uninsured motorist coverage and physical damage coverage for commercial accounts. It also provides tailored business automobile insurance coverage, on a multi-year contract basis, to state governments and local municipalities. The company's life and health operation offer a variety of life and supplemental health products including ordinary and term life insurance, Medicare supplement and other health insurance. It earns revenue from the collection of premiums and investment income.
Sector: Financial Services
Industry: Insurance - Life
Capital Structure (03/31/2020)
Comm Shares Outst (M): 20.5
Preferred Stock (M): 0.1
Long Term Debt (M): 33.7
Total Debt (M): 33.7
Total Capital (M): 135.3
LT Debt as % of Capital: 24.9%
Price (06/03/2020)
Present Price: $1.73
Annual Dividend (Ind.): $0.02
Yield: 1.16%
52-Week High: $2.95
52-Week Low: $1.46
 
Annual Financial History (Fiscal Year ends Dec 31)
Fiscal Year20152016201720182019
Sales (M)165.9166.1181.1185.6198.2
Pre-Tax Profit (M)5.73.55.4-1.0-0.4
Net Income (M)3.92.24.1-1.0-0.8
EPS0.190.110.20-0.05-0.04
Low Price3.13.13.02.21.5
Quarterly Financial History
 3/20196/20199/201912/20193/2020Change (%)
Sales (M)55.043.147.752.339.4-28.4%
Pre-Tax Profit (M)5.3-5.6-1.71.6-10.2-293.5%
EPS0.19-0.22-0.070.06-0.40-310.5%
Historical Growth Rates, 5 Years
Sales Growth: 4.8% EPS Growth: -78.1%
Evaluating Management
Fiscal Year20152016201720182019Average
% PTP on Sales3.4%2.1%3.0%NMFNMF2.8%
% Earned on Equity3.8%2.1%3.7%NMFNMF3.2%
Price/Earnings History and Valuation Trends
Fiscal YearHi PriceLo PriceEPSHi P/ELo P/EDivPayoutHi Yield
20155.03.10.1926.316.30.0210.5%0.6%
20165.03.10.1145.527.80.0218.2%0.7%
20174.43.00.2021.815.00.0210.0%0.7%
20183.92.2-0.05NMFNMF0.02-40.0%0.9%
20193.11.5-0.04NMFNMF0.02-50.0%1.4%
Average P/E Ratio:   25.4 Current P/E Ratio:  -2.7